At SAS Finance Group, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. We respect your privacy and are dedicated to maintaining the confidentiality and security of your personal data.
Information We Collect
We collect information that you provide directly to us and information that is automatically collected when you use our services.
Information You Provide
We may collect personal information when you:
- Complete forms on our website
- Create an account or register for services
- Subscribe to our newsletters or marketing communications
- Request information about our products and services
- Communicate with us by phone, email, or through our website
- Apply for employment or submit job applications
- Participate in surveys, contests, or promotions
Types of Personal Information
Automatically Collected Information
When you visit our website, we automatically collect:
- IP address and browser type
- Device information and operating system
- Pages visited and time spent on our website
- Referral source and search terms
- Cookies and tracking technologies
- Clickstream data and navigation patterns
How We Use Your Information
We use the information we collect to provide, maintain, and improve our services.
- Provide, maintain, and improve our financial services and products
- Process transactions, payments, and send related information
- Respond to your comments, questions, and customer service requests
- Communicate with you about products, services, offers, promotions, and events
- Send you administrative information, including updates to our terms and policies
- Monitor and analyze trends, usage, and activities to improve user experience
- Detect, investigate, and prevent fraudulent transactions and other illegal activities
- Comply with legal and regulatory requirements and respond to legal processes
- Personalize your experience and deliver relevant content and advertisements
Disclosure of Your Information
We may share your personal information in the following circumstances:
- Service providers and partners who perform services on our behalf (under strict confidentiality agreements)
- Financial institutions with whom we partner to provide services
- Regulatory authorities, law enforcement agencies, or other third parties when required by law or to protect our rights
- In connection with a business transaction, such as a merger, acquisition, or sale of assets (with prior notice)
- With your explicit consent or at your direction
Data Security
We implement comprehensive security measures to protect your personal information.
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of sensitive data in transit and at rest
- Access controls and authentication mechanisms
- Regular security assessments and vulnerability testing
- Employee training on data protection and privacy
- Secure data storage and backup systems
- Incident response and breach notification procedures
However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security. We encourage you to take steps to protect your personal information and use strong passwords.
Your Rights and Choices
You have certain rights regarding your personal information under applicable data protection laws.
You have the right to:
To exercise these rights, please contact us using the information provided at the end of this Privacy Policy. We will respond to your request within a reasonable timeframe and in accordance with applicable law.
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience.
We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with small amounts of data that may include an anonymous unique identifier. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted).
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website. For more detailed information about our use of cookies, please refer to our Cookie Policy.
Third-Party Links
Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us immediately.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We may also notify you via email or through a notice on our website. You are advised to review this Privacy Policy periodically for any changes. Your continued use of our services after any changes constitutes your acceptance of the updated Privacy Policy.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
SAS Finance Group
14th Floor, World Trade Center
4 Bank Drive, Accra, Ghana