Terms of Service

Welcome to SAS Finance Group. Please read these Terms of Service ("Terms") carefully before using our website or services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using the SAS Finance Group website or any services provided by us, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.

2. Description of Services

SAS Finance Group provides various financial services, including but not limited to investment banking, capital markets, wealth and asset management, and financial advisory services. The specific services available to you may depend on your location, financial status, eligibility, and other factors.

3. Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet all eligibility requirements. If you are using our services on behalf of a business or other entity, you represent and warrant that you have the authority to bind that entity to these Terms.

4. Account Registration

Some of our services may require you to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

5. Financial Information and Advice

Any financial information provided on our website or through our services is for informational purposes only and does not constitute financial advice, investment recommendations, or an offer to sell or solicitation to purchase any security or financial product.

The information we provide may be based on sources believed to be reliable, but we do not warrant its completeness or accuracy. Past performance is not a guarantee of future results. Before making any investment decision, you should consult with a qualified financial advisor.

6. Risks of Investing

All investments involve risk, including the possible loss of principal. The value of investments and the income derived from them may fluctuate and can go down as well as up. You should be aware that:

• Investment values may rise and fall
• Past performance is not indicative of future results
• International investments may involve additional risks
• Fixed income investments are subject to interest rate risk
• Various market and economic factors can affect investment returns

7. Intellectual Property

The content, organization, graphics, design, compilation, and other matters related to the SAS Finance Group website and services are protected under applicable intellectual property and other laws. All content is owned by SAS Finance Group or its licensors and is protected by copyright and other intellectual property laws.

You may not copy, distribute, modify, transmit, reuse, repost, or use any of the content for commercial purposes without our written permission.

8. Third-Party Links

Our website or services may contain links to third-party websites or services. We provide these links for your convenience and information only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

9. Limitation of Liability

To the maximum extent permitted by applicable law, SAS Finance Group, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or use, arising out of or in connection with these Terms or the use or inability to use our services.

10. Indemnification

You agree to indemnify and hold harmless SAS Finance Group, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from or relate to your use or misuse of our services or violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law principles. Any dispute arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Ghana.

12. Changes to Terms

We reserve the right to modify these Terms at any time, effective upon posting the updated Terms on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.

13. Termination

We reserve the right to terminate or suspend your access to our services, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

14. Contact Information

If you have any questions about these Terms, please contact us at: